Privacy Policy

Last updated: March 20, 2026

PaisaTrack ("we", "our", "us") is committed to protecting the privacy of our users ("you", "your"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance application and website.

1. Information We Collect

Account Information: When you create an account, we collect your name, email address, and authentication credentials (via Google OAuth or email/password sign-up).

Financial Data: Transaction records, account balances, budget configurations, savings goals, and other financial information you manually enter or sync through connected services.

Usage Data: Device information, browser type, IP address, pages visited, and interaction patterns within the application to improve our service.

Cookies: We use essential cookies and local storage for authentication, theme preferences, and application state management.

2. How We Use Your Information

To provide and maintain the PaisaTrack service
To authenticate your identity and secure your account
To display your financial data, analytics, and reports
To send service-related communications (welcome emails, security alerts, product updates)
To improve and optimize the application experience
To provide customer support
To process payments for subscription plans

3. Data Storage and Security

Your data is stored securely on Supabase cloud infrastructure with PostgreSQL databases. We implement industry-standard security measures including:

Row-Level Security (RLS) ensuring users can only access their own data
Encrypted connections (HTTPS/TLS) for all data transmission
Secure authentication via Supabase Auth with Google OAuth integration
Passwords are hashed and never stored in plain text
Regular security audits and updates

4. Data Sharing

We do not sell, trade, or rent your personal or financial information to third parties. We may share data only in the following circumstances:

Service Providers: With trusted third-party services essential to operating PaisaTrack (Supabase for hosting, Razorpay for payments, Resend for transactional emails)
Legal Requirements: When required by law, regulation, or legal process
Safety: To protect the rights, property, or safety of PaisaTrack, our users, or others

5. Third-Party Services

PaisaTrack integrates with the following third-party services:

Google OAuth: For authentication — we receive your name and email from Google
Razorpay: For payment processing — we do not store your payment card details
Resend: For transactional emails (welcome, notifications)

Each third-party service operates under their own privacy policies.

6. Your Rights

You have the right to:

Access your personal data stored with us
Correct inaccurate or incomplete data
Delete your account and all associated data
Export your financial data
Withdraw consent for data processing at any time

To exercise any of these rights, contact us at support@paisatrack.com.

7. Data Retention

We retain your data for as long as your account is active. If you delete your account, all associated personal and financial data will be permanently removed from our systems within 30 days. Anonymized, aggregated data may be retained for analytics purposes.

8. Children's Privacy

PaisaTrack is not intended for users under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal data, we will take steps to delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last updated" date. Continued use of PaisaTrack after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

Email: support@paisatrack.com
Website: paisatrack.com